[4613200a_BD] Notes to the financial statements - Sharia receivables - by Economic Sector (breakdown) - Financial and Sharia Industry

2025-06-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,288,010 71,983 103,177 25,486 1,282,321 9,770,977 Rupiah Manufacturing
Perdagangan, restoran dan hotel 23,543,021 764,043 285,445 160,872 373,330 25,126,711 Trading, restaurants and hotels
Pertanian 23,719,375 257,521 61,624 34,157 207,489 24,280,166 Agriculture
Jasa dunia usaha 23,329,515 166,317 89,288 38,649 137,389 23,761,158 Business services
Konstruksi 13,855,934 2,160,717 9,638 1,886 124,635 16,152,810 Construction
Pengangkutan, pergudangan dan komunikasi 11,998,740 26,120 9,084 32,724 27,499 12,094,167 Transportation, warehousing and communications
Listrik, gas dan air 5,947,321 1,069 97 141 1,512 5,950,140 Electricity, gas and water
Jasa sosial 288,575 4,575 1,340 288 378 295,156 Social services
Pertambangan 1,139,187 1,312 0 52 1,993 1,142,544 Mining
Properti 157,674,476 2,265,818 797,592 543,255 924,395 162,205,536 Property
Lain-lain 3,219,775 3,431 0 0 37,913 3,261,119 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 273,003,929 5,722,906 1,357,285 837,510 3,118,854 284,040,484 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,437,407 2,437,407 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 12,673 12,673 Trading, restaurants and hotels
Pertanian 849,903 849,903 Agriculture
Jasa dunia usaha Business services
Konstruksi Construction
Pengangkutan, pergudangan dan komunikasi 151,382 151,382 Transportation, warehousing and communications
Listrik, gas dan air 767,768 104,559 164,642 1,036,969 Electricity, gas and water
Jasa sosial Social services
Pertambangan 1,254,799 1,254,799 Mining
Properti Property
Lain-lain Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,473,932 104,559 164,642 0 0 5,743,133 Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,853,626 47,835 108,239 18,823 1,307,787 10,336,310 Rupiah Manufacturing
Perdagangan, restoran dan hotel 21,539,173 589,429 253,876 142,963 370,476 22,895,917 Trading, restaurants and hotels
Pertanian 22,987,955 78,212 45,325 45,253 207,375 23,364,120 Agriculture
Jasa dunia usaha 22,832,281 116,611 87,954 33,511 112,631 23,182,988 Business services
Konstruksi 15,540,044 2,161,929 6,247 15,246 119,889 17,843,355 Construction
Pengangkutan, pergudangan dan komunikasi 7,361,943 41,493 7,215 1,613 25,860 7,438,124 Transportation, warehousing and communications
Listrik, gas dan air 5,929,307 778 140 805 12,912 5,943,942 Electricity, gas and water
Jasa sosial 307,449 1,583 515 596 150 310,293 Social services
Pertambangan 734,078 63 356 646 2,376 737,519 Mining
Properti 147,935,032 1,830,763 642,782 423,081 1,032,709 151,864,367 Property
Lain-lain 5,736,973 69,879 5,806,852 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 259,757,861 4,868,696 1,152,649 682,537 3,262,044 269,723,787 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,425,330 2,425,330 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 3,425 3,425 Trading, restaurants and hotels
Pertanian 897,542 897,542 Agriculture
Jasa dunia usaha Business services
Konstruksi Construction
Pengangkutan, pergudangan dan komunikasi 219,951 219,951 Transportation, warehousing and communications
Listrik, gas dan air 522,662 124,954 164,880 812,496 Electricity, gas and water
Jasa sosial Social services
Pertambangan 1,276,456 1,276,456 Mining
Properti Property
Lain-lain Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,345,366 124,954 164,880 0 0 5,635,200 Subtotal Loans by economic sector

2025-06-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 278,477,861 5,827,465 1,521,927 837,510 3,118,854 289,783,617 Subtotal on all Currencies Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Subtotal on all Currencies Subtotal Loans by economic sector

2025-06-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 278,477,861 5,827,465 1,521,927 837,510 3,118,854 289,783,617 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,729,489) (404,854) (360,337) (260,131) (1,609,690) (4,364,501) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,674) (128) (89) (362) (11,541) (13,794) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (501,897) (6,565) (1,098) (7,078) (255,290) (771,928) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (6,087) (0) (0) (0) (36,356) (42,443) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (2,059,276) (1,903,547) (223,206) (56,783) (1,079,931) (5,322,743) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 274,179,438 3,512,371 937,197 513,156 126,046 279,268,208 Total sharia receivables, net
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,720,199) (290,056) (299,394) (220,135) (1,717,125) (4,246,909) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,794) (111) (70) (466) (16,019) (18,460) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (512,708) (6,536) (820) (3,084) (264,546) (787,694) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (25,945) (0) (0) (0) (67,543) (93,488) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (1,924,213) (1,928,640) (227,708) (26,567) (1,038,003) (5,145,131) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 260,918,368 2,768,307 789,537 432,285 158,808 265,067,305 Total sharia receivables, net