[4612200a_BD] Notes to the financial statements - Sharia receivables - by type (breakdown) - Financial and Sharia Industry

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Modal kerja 27,330,566 2,549,981 126,400 64,044 1,460,486 31,531,477 Rupiah Working capital
Investasi 44,145,151 293,228 118,066 72,110 573,665 45,202,220 Investment
Sindikasi 19,387,466 0 0 0 0 19,387,466 Syndicated
Program pemerintah 24,133,924 630,993 239,590 193,633 191,316 25,389,456 Government programs
Karyawan 47,433,087 272,811 0 0 0 47,705,898 Employee
Ekspor 2,046,268 0 0 0 0 2,046,268 Export
Subjumlah pinjaman lainnya 0 0 0 0 0 0 Others, subtotal loans
Konsumen 115,512,477 2,178,568 755,787 580,154 974,108 120,001,094 Consumer
Subjumlah Pinjaman berdasarkan tipe 279,988,939 5,925,581 1,239,843 909,941 3,199,575 291,263,879 Subtotal Loans by type
Mata uang asing Modal kerja 47,910 0 0 0 0 47,910 Foreign currencies Working capital
Investasi 1,777,724 0 0 0 0 1,777,724 Investment
Sindikasi 1,280,688 96,240 162,078 0 0 1,539,006 Syndicated
Program pemerintah 0 0 0 0 0 0 Government programs
Karyawan 0 0 0 0 0 0 Employee
Ekspor 2,498,996 0 0 0 0 2,498,996 Export
Subjumlah pinjaman lainnya 0 0 0 0 0 0 Others, subtotal loans
Konsumen 0 0 0 0 0 0 Consumer
Subjumlah Pinjaman berdasarkan tipe 5,605,318 96,240 162,078 0 0 5,863,636 Subtotal Loans by type
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Modal kerja 29,027,124 2,485,176 200,076 96,770 1,524,476 33,333,622 Rupiah Working capital
Investasi 38,396,327 148,471 147,160 60,267 580,085 39,332,310 Investment
Sindikasi 17,795,849 0 0 0 0 17,795,849 Syndicated
Program pemerintah 24,891,888 403,816 162,630 102,419 124,775 25,685,528 Government programs
Karyawan 45,713,020 168,848 0 0 0 45,881,868 Employee
Ekspor 1,627,453 0 0 0 0 1,627,453 Export
Subjumlah pinjaman lainnya Others, subtotal loans
Konsumen 102,306,200 1,662,385 642,783 423,081 1,032,708 106,067,157 Consumer
Subjumlah Pinjaman berdasarkan tipe 259,757,861 4,868,696 1,152,649 682,537 3,262,044 269,723,787 Subtotal Loans by type
Mata uang asing Modal kerja 334,162 0 0 0 0 334,162 Foreign currencies Working capital
Investasi 1,312,463 0 0 0 0 1,312,463 Investment
Sindikasi 1,276,457 124,954 164,880 0 0 1,566,291 Syndicated
Program pemerintah Government programs
Karyawan Employee
Ekspor 2,422,284 0 0 0 0 2,422,284 Export
Subjumlah pinjaman lainnya Others, subtotal loans
Konsumen Consumer
Subjumlah Pinjaman berdasarkan tipe 5,345,366 124,954 164,880 0 0 5,635,200 Subtotal Loans by type

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan tipe 285,594,257 6,021,821 1,401,921 909,941 3,199,575 297,127,515 Subtotal on all Currencies Subtotal Loans by type
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan tipe 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Subtotal on all Currencies Subtotal Loans by type

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Current Loss Substandard Doubtful Special mention Total Loans by collectibility
Lancar Macet Kurang lancar Diragukan Dalam perhatian khusus Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan tipe Total sharia receivables by type
Jumlah piutang syariah, kotor 285,594,257 3,199,575 1,401,921 909,941 6,021,821 297,127,515 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,571,144) (1,564,662) (337,300) (291,832) (452,628) (4,217,566) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,719) (12,001) (82) (120) (125) (14,047) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (493,173) (258,149) (1,042) (6,104) (6,161) (764,629) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (13,803) (34,541) (0) (0) (0) (48,344) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (2,192,107) (1,124,263) (210,918) (37,363) (1,946,377) (5,511,028) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 281,322,311 205,959 852,579 574,522 3,616,530 286,571,901 Total sharia receivables, net
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Current Loss Substandard Doubtful Special mention Total Loans by collectibility
Lancar Macet Kurang lancar Diragukan Dalam perhatian khusus Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan tipe Total sharia receivables by type
Jumlah piutang syariah, kotor 265,103,227 3,262,044 1,317,529 682,537 4,993,650 275,358,987 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,720,199) (1,717,125) (299,394) (220,135) (290,056) (4,246,909) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,794) (16,019) (70) (466) (111) (18,460) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (512,708) (264,546) (820) (3,084) (6,536) (787,694) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (25,945) (67,543) (0) (0) (0) (93,488) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (1,924,213) (1,038,003) (227,708) (26,567) (1,928,640) (5,145,131) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 260,918,368 158,808 789,537 432,285 2,768,307 265,067,305 Total sharia receivables, net