[4613200a_BD] Notes to the financial statements - Sharia receivables - by Economic Sector (breakdown) - Financial and Sharia Industry

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,618,159 137,856 85,095 26,334 1,285,360 10,152,804 Rupiah Manufacturing
Perdagangan, restoran dan hotel 23,833,246 785,272 257,720 189,926 370,390 25,436,554 Trading, restaurants and hotels
Pertanian 23,665,294 141,187 48,615 45,717 204,112 24,104,925 Agriculture
Jasa dunia usaha 24,059,738 227,848 68,588 55,785 154,220 24,566,179 Business services
Konstruksi 13,559,453 2,148,014 6,134 4,353 120,398 15,838,352 Construction
Pengangkutan, pergudangan dan komunikasi 11,308,396 28,119 14,575 6,570 53,934 11,411,594 Transportation, warehousing and communications
Listrik, gas dan air 5,550,138 2,756 326 128 364 5,553,712 Electricity, gas and water
Jasa sosial 285,382 3,098 1,774 974 275 291,503 Social services
Pertambangan 1,317,241 224 725 0 1,714 1,319,904 Mining
Properti 162,878,333 2,451,207 755,787 580,154 974,107 167,639,588 Property
Lain-lain 4,913,559 0 504 0 34,701 4,948,764 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 279,988,939 5,925,581 1,239,843 909,941 3,199,575 291,263,879 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,493,073 0 0 0 0 2,493,073 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 13,807 0 0 0 0 13,807 Trading, restaurants and hotels
Pertanian 842,738 0 0 0 0 842,738 Agriculture
Jasa dunia usaha 0 0 0 0 0 0 Business services
Konstruksi 0 0 0 0 0 0 Construction
Pengangkutan, pergudangan dan komunikasi 11,659 0 0 0 0 11,659 Transportation, warehousing and communications
Listrik, gas dan air 963,353 96,240 162,078 0 0 1,221,671 Electricity, gas and water
Jasa sosial 0 0 0 0 0 0 Social services
Pertambangan 1,280,688 0 0 0 0 1,280,688 Mining
Properti 0 0 0 0 0 0 Property
Lain-lain 0 0 0 0 0 0 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,605,318 96,240 162,078 0 0 5,863,636 Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,853,626 47,835 108,239 18,823 1,307,787 10,336,310 Rupiah Manufacturing
Perdagangan, restoran dan hotel 21,539,173 589,429 253,876 142,963 370,476 22,895,917 Trading, restaurants and hotels
Pertanian 22,987,955 78,212 45,325 45,253 207,375 23,364,120 Agriculture
Jasa dunia usaha 22,832,281 116,611 87,954 33,511 112,631 23,182,988 Business services
Konstruksi 15,540,044 2,161,929 6,247 15,246 119,889 17,843,355 Construction
Pengangkutan, pergudangan dan komunikasi 7,361,943 41,493 7,215 1,613 25,860 7,438,124 Transportation, warehousing and communications
Listrik, gas dan air 5,929,307 778 140 805 12,912 5,943,942 Electricity, gas and water
Jasa sosial 307,449 1,583 515 596 150 310,293 Social services
Pertambangan 734,078 63 356 646 2,376 737,519 Mining
Properti 147,935,032 1,830,763 642,782 423,081 1,032,709 151,864,367 Property
Lain-lain 5,736,973 69,879 5,806,852 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 259,757,861 4,868,696 1,152,649 682,537 3,262,044 269,723,787 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,425,330 2,425,330 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 3,425 3,425 Trading, restaurants and hotels
Pertanian 897,542 897,542 Agriculture
Jasa dunia usaha Business services
Konstruksi Construction
Pengangkutan, pergudangan dan komunikasi 219,951 219,951 Transportation, warehousing and communications
Listrik, gas dan air 522,662 124,954 164,880 812,496 Electricity, gas and water
Jasa sosial Social services
Pertambangan 1,276,456 1,276,456 Mining
Properti Property
Lain-lain Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,345,366 124,954 164,880 0 0 5,635,200 Subtotal Loans by economic sector

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 285,594,257 6,021,821 1,401,921 909,941 3,199,575 297,127,515 Subtotal on all Currencies Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Subtotal on all Currencies Subtotal Loans by economic sector

2025-09-30

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 285,594,257 6,021,821 1,401,921 909,941 3,199,575 297,127,515 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,571,144) (452,628) (337,300) (291,832) (1,564,662) (4,217,566) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,719) (125) (82) (120) (12,001) (14,047) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (493,173) (6,161) (1,042) (6,104) (258,149) (764,629) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (13,803) (0) (0) (0) (34,541) (48,344) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (2,192,107) (1,946,377) (210,918) (37,363) (1,124,263) (5,511,028) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 281,322,311 3,616,530 852,579 574,522 205,959 286,571,901 Total sharia receivables, net
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,720,199) (290,056) (299,394) (220,135) (1,717,125) (4,246,909) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,794) (111) (70) (466) (16,019) (18,460) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (512,708) (6,536) (820) (3,084) (264,546) (787,694) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (25,945) (0) (0) (0) (67,543) (93,488) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (1,924,213) (1,928,640) (227,708) (26,567) (1,038,003) (5,145,131) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 260,918,368 2,768,307 789,537 432,285 158,808 265,067,305 Total sharia receivables, net