[4612200a_BD] Notes to the financial statements - Sharia receivables - by type (breakdown) - Financial and Sharia Industry

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Modal kerja 27,541,670 2,680,648 136,515 46,434 1,477,751 31,883,018 Rupiah Working capital
Investasi 43,588,376 269,766 130,979 50,521 615,975 44,655,617 Investment
Sindikasi 28,954,851 0 0 0 0 28,954,851 Syndicated
Program pemerintah 24,631,367 460,562 245,383 161,400 212,942 25,711,654 Government programs
Karyawan 48,671,905 211,546 0 0 0 48,883,451 Employee
Ekspor 2,004,381 0 0 0 0 2,004,381 Export
Subjumlah pinjaman lainnya 0 0 0 0 0 0 Others, subtotal loans
Konsumen 122,687,258 1,807,001 697,475 534,071 1,271,696 126,997,501 Consumer
Subjumlah Pinjaman berdasarkan tipe 298,079,808 5,429,523 1,210,352 792,426 3,578,364 309,090,473 Subtotal Loans by type
Mata uang asing Modal kerja 505,923 0 0 0 0 505,923 Foreign currencies Working capital
Investasi 1,934,120 0 0 0 0 1,934,120 Investment
Sindikasi 817,075 0 159,884 0 0 976,959 Syndicated
Program pemerintah 0 0 0 0 0 0 Government programs
Karyawan 0 0 0 0 0 0 Employee
Ekspor 2,470,189 0 0 0 0 2,470,189 Export
Subjumlah pinjaman lainnya 0 0 0 0 0 0 Others, subtotal loans
Konsumen 0 0 0 0 0 0 Consumer
Subjumlah Pinjaman berdasarkan tipe 5,727,307 0 159,884 0 0 5,887,191 Subtotal Loans by type
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Modal kerja 29,027,124 2,485,176 200,076 96,770 1,524,476 33,333,622 Rupiah Working capital
Investasi 38,396,327 148,471 147,160 60,267 580,085 39,332,310 Investment
Sindikasi 17,795,849 0 0 0 0 17,795,849 Syndicated
Program pemerintah 24,891,888 403,816 162,630 102,419 124,775 25,685,528 Government programs
Karyawan 45,713,020 168,848 0 0 0 45,881,868 Employee
Ekspor 1,627,453 0 0 0 0 1,627,453 Export
Subjumlah pinjaman lainnya Others, subtotal loans
Konsumen 102,306,200 1,662,385 642,783 423,081 1,032,708 106,067,157 Consumer
Subjumlah Pinjaman berdasarkan tipe 259,757,861 4,868,696 1,152,649 682,537 3,262,044 269,723,787 Subtotal Loans by type
Mata uang asing Modal kerja 334,162 0 0 0 0 334,162 Foreign currencies Working capital
Investasi 1,312,463 0 0 0 0 1,312,463 Investment
Sindikasi 1,276,457 124,954 164,880 0 0 1,566,291 Syndicated
Program pemerintah Government programs
Karyawan Employee
Ekspor 2,422,284 0 0 0 0 2,422,284 Export
Subjumlah pinjaman lainnya Others, subtotal loans
Konsumen Consumer
Subjumlah Pinjaman berdasarkan tipe 5,345,366 124,954 164,880 0 0 5,635,200 Subtotal Loans by type

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan tipe 303,807,115 5,429,523 1,370,236 792,426 3,578,364 314,977,664 Subtotal on all Currencies Subtotal Loans by type
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan tipe 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Subtotal on all Currencies Subtotal Loans by type

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Current Loss Substandard Doubtful Special mention Total Loans by collectibility
Lancar Macet Kurang lancar Diragukan Dalam perhatian khusus Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan tipe Total sharia receivables by type
Jumlah piutang syariah, kotor 303,807,115 3,578,364 1,370,236 792,426 5,429,523 314,977,664 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,678,284) (1,912,678) (332,157) (256,025) (366,572) (4,545,716) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,712) (12,253) (116) (247) (121) (14,449) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (477,918) (256,801) (1,080) (5,811) (6,563) (748,173) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (26,154) (25,302) (0) (0) (0) (51,456) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (2,174,754) (1,209,976) (208,359) (41,927) (1,987,571) (5,622,587) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 299,448,293 161,354 828,524 488,416 3,068,696 303,995,283 Total sharia receivables, net
Pinjaman syariah berdasarkan tipe Sharia receivables by type
Current Loss Substandard Doubtful Special mention Total Loans by collectibility
Lancar Macet Kurang lancar Diragukan Dalam perhatian khusus Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan tipe Total sharia receivables by type
Jumlah piutang syariah, kotor 265,103,227 3,262,044 1,317,529 682,537 4,993,650 275,358,987 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,720,199) (1,717,125) (299,394) (220,135) (290,056) (4,246,909) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,794) (16,019) (70) (466) (111) (18,460) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (512,708) (264,546) (820) (3,084) (6,536) (787,694) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (25,945) (67,543) (0) (0) (0) (93,488) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (1,924,213) (1,038,003) (227,708) (26,567) (1,928,640) (5,145,131) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 260,918,368 158,808 789,537 432,285 2,768,307 265,067,305 Total sharia receivables, net