[4613200a_BD] Notes to the financial statements - Sharia receivables - by Economic Sector (breakdown) - Financial and Sharia Industry

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,939,510 91,865 94,224 21,290 1,287,894 10,434,783 Rupiah Manufacturing
Perdagangan, restoran dan hotel 32,521,463 912,646 264,102 151,491 438,751 34,288,453 Trading, restaurants and hotels
Pertanian 22,223,735 82,345 71,597 34,908 192,219 22,604,804 Agriculture
Jasa dunia usaha 25,601,751 161,111 65,094 36,522 179,139 26,043,617 Business services
Konstruksi 13,598,317 2,055,159 3,659 2,922 121,535 15,781,592 Construction
Pengangkutan, pergudangan dan komunikasi 10,346,646 103,787 12,721 9,778 58,743 10,531,675 Transportation, warehousing and communications
Listrik, gas dan air 5,537,118 1,952 122 313 485 5,539,990 Electricity, gas and water
Jasa sosial 286,392 2,401 884 775 364 290,816 Social services
Pertambangan 1,490,129 722 0 355 2,076 1,493,282 Mining
Properti 171,295,930 2,017,535 697,477 534,072 1,271,696 175,816,710 Property
Lain-lain 6,238,817 0 472 0 25,462 6,264,751 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 298,079,808 5,429,523 1,210,352 792,426 3,578,364 309,090,473 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,466,990 0 0 0 0 2,466,990 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 6,978 0 0 0 0 6,978 Trading, restaurants and hotels
Pertanian 813,550 0 0 0 0 813,550 Agriculture
Jasa dunia usaha 254,164 0 0 0 0 254,164 Business services
Konstruksi 0 0 0 0 0 0 Construction
Pengangkutan, pergudangan dan komunikasi 226,250 0 0 0 0 226,250 Transportation, warehousing and communications
Listrik, gas dan air 1,142,300 0 159,884 0 0 1,302,184 Electricity, gas and water
Jasa sosial 0 0 0 0 0 0 Social services
Pertambangan 817,075 0 0 0 0 817,075 Mining
Properti 0 0 0 0 0 0 Property
Lain-lain 0 0 0 0 0 0 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,727,307 0 159,884 0 0 5,887,191 Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Rupiah Perindustrian 8,853,626 47,835 108,239 18,823 1,307,787 10,336,310 Rupiah Manufacturing
Perdagangan, restoran dan hotel 21,539,173 589,429 253,876 142,963 370,476 22,895,917 Trading, restaurants and hotels
Pertanian 22,987,955 78,212 45,325 45,253 207,375 23,364,120 Agriculture
Jasa dunia usaha 22,832,281 116,611 87,954 33,511 112,631 23,182,988 Business services
Konstruksi 15,540,044 2,161,929 6,247 15,246 119,889 17,843,355 Construction
Pengangkutan, pergudangan dan komunikasi 7,361,943 41,493 7,215 1,613 25,860 7,438,124 Transportation, warehousing and communications
Listrik, gas dan air 5,929,307 778 140 805 12,912 5,943,942 Electricity, gas and water
Jasa sosial 307,449 1,583 515 596 150 310,293 Social services
Pertambangan 734,078 63 356 646 2,376 737,519 Mining
Properti 147,935,032 1,830,763 642,782 423,081 1,032,709 151,864,367 Property
Lain-lain 5,736,973 69,879 5,806,852 Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 259,757,861 4,868,696 1,152,649 682,537 3,262,044 269,723,787 Subtotal Loans by economic sector
Mata uang asing Perindustrian 2,425,330 2,425,330 Foreign currencies Manufacturing
Perdagangan, restoran dan hotel 3,425 3,425 Trading, restaurants and hotels
Pertanian 897,542 897,542 Agriculture
Jasa dunia usaha Business services
Konstruksi Construction
Pengangkutan, pergudangan dan komunikasi 219,951 219,951 Transportation, warehousing and communications
Listrik, gas dan air 522,662 124,954 164,880 812,496 Electricity, gas and water
Jasa sosial Social services
Pertambangan 1,276,456 1,276,456 Mining
Properti Property
Lain-lain Other sectors
Subjumlah Pinjaman berdasarkan sektor ekonomi 5,345,366 124,954 164,880 0 0 5,635,200 Subtotal Loans by economic sector

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 303,807,115 5,429,523 1,370,236 792,426 3,578,364 314,977,664 Subtotal on all Currencies Subtotal Loans by economic sector
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Jumlah piutang syariah, kotor
Total sharia receivables, gross
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Subjumlah Seluruh Mata Uang Subjumlah Pinjaman berdasarkan sektor ekonomi 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Subtotal on all Currencies Subtotal Loans by economic sector

2025-12-31

2024-12-31
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 303,807,115 5,429,523 1,370,236 792,426 3,578,364 314,977,664 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,678,284) (366,572) (332,157) (256,025) (1,912,678) (4,545,716) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,712) (121) (116) (247) (12,253) (14,449) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (477,918) (6,563) (1,080) (5,811) (256,801) (748,173) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (26,154) (0) (0) (0) (25,302) (51,456) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (2,174,754) (1,987,571) (208,359) (41,927) (1,209,976) (5,622,587) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 299,448,293 3,068,696 828,524 488,416 161,354 303,995,283 Total sharia receivables, net
Pinjaman syariah berdasarkan sektor ekonomi Sharia receivables by economic sector
Current Special mention Substandard Doubtful Loss Total Loans by collectibility
Lancar Dalam perhatian khusus Kurang lancar Diragukan Macet Jumlah Pinjaman berdasarkan kolektibilitas
Jumlah pinjaman syariah berdasarkan sektor ekonomi Total sharia receivables by economic sector
Jumlah piutang syariah, kotor 265,103,227 4,993,650 1,317,529 682,537 3,262,044 275,358,987 Total sharia receivables, gross
Cadangan kerugian penurunan nilai pada piutang murabahah (1,720,199) (290,056) (299,394) (220,135) (1,717,125) (4,246,909) Allowance for impairment losses for murabahah receivables
Cadangan kerugian penurunan nilai pada piutang istishna (0) (0) (0) (0) (0) (0) Allowance for impairment losses for istishna receivables
Cadangan kerugian penurunan nilai pada piutang ijarah (1,794) (111) (70) (466) (16,019) (18,460) Allowance for impairment losses for ijarah receivables
Cadangan kerugian penurunan nilai pada pinjaman qardh (512,708) (6,536) (820) (3,084) (264,546) (787,694) Allowance for impairment losses for qardh funds
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (25,945) (0) (0) (0) (67,543) (93,488) Allowance for impairment losses for mudharabah financing
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (1,924,213) (1,928,640) (227,708) (26,567) (1,038,003) (5,145,131) Allowance for impairment losses for musyarakah financing
Jumlah piutang syariah, bersih 260,918,368 2,768,307 789,537 432,285 158,808 265,067,305 Total sharia receivables, net