[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan Statement of financial position
2023-12-31 2022-12-31
Laporan posisi keuangan Statement of financial position
Aset Assets
Kas 5,255,841 4,951,469 Cash
Dana yang dibatasi penggunaannya Restricted funds
Giro pada Bank Indonesia 17,085,893 20,113,220 Current accounts with Bank Indonesia
Giro pada bank lain Current accounts with other banks
Giro pada bank lain pihak ketiga 1,969,233 716,977 Current accounts with other banks third parties
Giro pada bank lain pihak berelasi 105,240 150,515 Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain (20,745) (15,575) Allowance for impairment losses for current accounts with other bank
Penempatan pada Bank Indonesia dan bank lain Placements with Bank Indonesia and other banks
Penempatan pada Bank Indonesia dan bank lain pihak ketiga 15,604,885 13,289,238 Placements with Bank Indonesia and other banks third parties
Penempatan pada Bank Indonesia dan bank lain pihak berelasi Placements with Bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain Allowance for impairment losses for placements with other banks
Piutang asuransi Insurance receivables
Piutang asuransi pihak ketiga Insurance receivables third parties
Piutang asuransi pihak berelasi Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan Marketable securities
Efek-efek yang diperdagangkan pihak ketiga 25,684,947 9,246,783 Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi 45,415,721 48,444,551 Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan (130,497) (9,028) Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga 53,066 96,935 Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi 147,792 63,636 Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya (2,009) (1,606) Allowance for impairment losses for bills and other receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak ketiga 244,074 374,791 Acceptance receivables third parties
Tagihan akseptasi pihak berelasi 187,154 106,612 Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi (4,312) (4,814) Allowance for impairment losses for acceptance receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak ketiga Derivative receivables third parties
Tagihan derivatif pihak berelasi Derivative receivables related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan pihak ketiga Loans third parties
Pinjaman yang diberikan pihak berelasi Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan Receivables from clearing and settlement guarantee institution
Piutang nasabah Receivables from customers
Piutang nasabah pihak ketiga Receivables from customers third parties
Piutang nasabah pihak berelasi Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah Allowance for impairment losses for receivables from customers
Piutang murabahah Murabahah receivables
Piutang murabahah pihak ketiga 136,391,384 124,648,183 Murabahah receivables third parties
Piutang murabahah pihak berelasi 111,712 225,173 Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah (4,348,133) (4,173,161) Allowance for impairment losses for murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak ketiga 30 132 Istishna receivables third parties
Piutang istishna pihak berelasi Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna (2) (1) Allowance for impairment losses for istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga 217,241 13,278 Ijarah receivables third parties
Piutang ijarah pihak berelasi 1,159 0 Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah (13,233) (11,625) Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen Allowance for impairment losses for consumer financing receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak ketiga 9,468,085 8,000,432 Qardh funds third parties
Pinjaman qardh pihak berelasi 1,838,996 1,701,177 Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh (817,917) (834,596) Allowance for impairment losses for qardh funds
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah pihak ketiga 881,133 816,175 Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi 1,000,000 225,222 Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah (49,481) (39,440) Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah pihak ketiga 63,452,727 48,707,593 Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi 24,763,470 21,882,918 Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah (4,459,696) (4,139,565) Allowance for impairment losses for musyarakah financing
Investasi sewa Lease investments
Investasi sewa pihak ketiga Lease investments third parties
Investasi sewa pihak berelasi Lease investments related parties
Investasi sewa nilai residu yang terjamin Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan Lease investments deferred financing income
Investasi sewa simpanan jaminan Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa Allowance for impairment losses for lease investments
Tagihan anjak piutang Factoring receivables
Tagihan anjak piutang pihak ketiga Factoring receivables third parties
Tagihan anjak piutang pihak berelasi Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang Allowance for impairment losses for factoring receivables
Piutang lainnya Other receivables
Piutang lainnya pihak ketiga Other receivables third parties
Piutang lainnya pihak berelasi Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya Allowance for impairment losses for other receivables
Aset keuangan lainnya Other financial assets
Obligasi pemerintah Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka Advances
Biaya dibayar dimuka 1,194,999 759,473 Prepaid expenses
Jaminan 46,959 54,226 Guarantees
Pajak dibayar dimuka Prepaid taxes
Klaim atas pengembalian pajak Claims for tax refund
Aset pajak tangguhan 1,665,694 1,675,103 Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas Investments accounted for using equity method
Investasi pada ventura bersama dan entitas asosiasi Investments in joint ventures and associates
Investasi pada entitas ventura bersama Investments in joint ventures
Investasi pada entitas asosiasi Investments in associates
Aset reasuransi Reinsurance assets
Aset imbalan pasca kerja Post-employment benefit assets
Goodwill Goodwill
Aset takberwujud selain goodwill Intangible assets other than goodwill
Properti investasi Investment properties
Aset ijarah 2,190,107 1,484,573 Ijarah assets
Aset tetap 5,918,336 5,014,409 Property, plant, and equipment
Aset hak guna 562,841 640,289 Right of use assets
Aset pengampunan pajak Tax amnesty assets
Agunan yang diambil alih Foreclosed assets
Aset lainnya 2,011,430 1,553,766 Other assets
Jumlah aset 353,624,124 305,727,438 Total assets
Liabilitas, dana syirkah temporer dan ekuitas Liabilities, temporary syirkah funds and equity
Liabilitas Liabilities
Liabilitas segera 1,316,067 1,009,502 Obligations due immediately
Bagi hasil yang belum dibagikan 255,932 192,775 Undistributed profit sharing
Dana simpanan syariah Sharia deposits
Simpanan nasabah Customers deposits
Giro Current accounts
Giro pihak ketiga Current accounts third parties
Giro pihak berelasi Current accounts related parties
Giro wadiah Wadiah demand deposits
Giro wadiah pihak ketiga 18,023,665 19,387,696 Wadiah demand deposits third parties
Giro wadiah pihak berelasi 2,823,859 2,410,156 Wadiah demand deposits related parties
Tabungan Savings
Tabungan pihak ketiga Savings third parties
Tabungan pihak berelasi Savings related parties
Tabungan wadiah Wadiah savings
Tabungan wadiah pihak ketiga 47,016,211 44,201,658 Wadiah savings third parties
Tabungan wadiah pihak berelasi 10,163 12,747 Wadiah savings related parties
Deposito berjangka Time deposits
Deposito berjangka pihak ketiga Time deposits third parties
Deposito berjangka pihak berelasi Time deposits related parties
Deposito wakalah Wakalah deposits
Deposito wakalah pihak ketiga Wakalah deposits third parties
Deposito wakalah pihak berelasi Wakalah deposits related parties
Simpanan dari bank lain Other banks deposits
Simpanan dari bank lain pihak berelasi 228,338 602,299 Other banks deposits related parties
Simpanan dari bank lain pihak ketiga 1,532,963 1,616,398 Other banks deposits third parties
Efek yang dijual dengan janji untuk dibeli kembali Securities sold with repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak ketiga Derivative payables third parties
Liabilitas derivatif pihak berelasi Derivative payables related parties
Utang asuransi Insurance payables
Utang koasuransi Coinsurance liabilities
Liabilitas kepada pemegang polis unit-linked Liabilities to policyholder in unit-linked contracts
Utang bunga Interest payables
Liabilitas akseptasi Acceptance liabilities
Liabilitas akseptasi pihak berelasi 143,905 80,342 Acceptance liabilities related parties
Liabilitas akseptasi pihak ketiga 287,323 401,061 Acceptance liabilities third parties
Utang usaha Accounts payable
Uang muka dan angsuran Advances and installments
Utang dividen Dividends payable
Utang dealer Dealer payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima pihak ketiga 776,250 778,375 Borrowings third parties
Pinjaman yang diterima pihak berelasi Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan Securities issued
Utang obligasi Bonds payable
Sukuk Sukuk
Obligasi subordinasi Subordinated bonds
Surat utang jangka menengah Medium term notes
Efek yang diterbitkan lainnya Others securities issued
Liabilitas kontrak asuransi Insurance contract liabilities
Utang perusahaan efek Securities company payables
Provisi Provisions
Liabilitas atas kontrak Contract liabilities
Pendapatan ditangguhkan Deferred income
Liabilitas sewa pembiayaan Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi 32,017 28,873 Estimated losses on commitments and contingencies
Beban akrual Accrued expenses
Utang pajak 539,042 667,485 Taxes payable
Liabilitas pajak tangguhan Deferred tax liabilities
Liabilitas pengampunan pajak Tax amnesty liabilities
Liabilitas lainnya 14,346,162 2,355,781 Other liabilities
Kewajiban imbalan pasca kerja 667,264 689,018 Post-employment benefit obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi pihak ketiga Subordinated loans third parties
Pinjaman subordinasi pihak berelasi Subordinated loans related parties
Jumlah liabilitas 87,999,161 74,434,166 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current account
Giro mudharabah pihak ketiga 14,772,055 8,980,819 Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi 17,581,811 13,742,269 Mudharabah current account related parties
Tabungan mudharabah Mudharabah saving deposits
Tabungan mudharabah pihak ketiga 77,508,403 72,183,632 Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi 191,667 86,074 Mudharabah saving deposits related parties
Deposito berjangka mudharabah Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga 87,492,044 82,349,420 Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi 28,356,052 18,136,510 Mudharabah time deposits related parties
Bank Bank
Giro mudharabah 63,394 31,880 Mudharabah current account
Tabungan mudharabah (ummat) 580,115 627,646 Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah 136,693 274,412 Mudharabah time deposits
Efek yang diterbitkan bank Bank securities issued
Investasi mudharabah antar bank Interbank mudharabah investments
Sukuk mudharabah 3,608 0 Mudharabah sukuk
Sukuk mudharabah subordinasi 200,000 1,375,000 Subordinated mudharabah sukuk
Jumlah dana syirkah temporer 226,885,842 197,787,662 Total temporary syirkah funds
Jumlah akumulasi dana tabarru Total accumulated tabarru's funds
Ekuitas Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk Equity attributable to equity owners of parent entity
Saham biasa 23,064,630 23,064,630 Common stocks
Saham preferen Preferred stocks
Tambahan modal disetor (3,929,100) (3,929,100) Additional paid-in capital
Saham treasuri Treasury stocks
Uang muka setoran modal Advances in capital stock
Opsi saham Stock options
Penjabaran laporan keuangan Translation adjustment
Cadangan revaluasi 444,530 444,530 Revaluation reserves
Cadangan selisih kurs penjabaran Reserve of exchange differences on translation
Cadangan perubahan nilai wajar aset keuangan nilai wajar melalui pendapatan komprehensif lainnya 6,154 (55,477) Reserve for changes in fair value of fair value through other comprehensive income financial assets
Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas Reserve of gains (losses) from investments in equity instruments
Cadangan pembayaran berbasis saham Reserve of share-based payments
Cadangan lindung nilai arus kas Reserve of cash flow hedges
Cadangan pengukuran kembali program imbalan pasti 241,462 268,904 Reserve of remeasurements of defined benefit plans
Cadangan lainnya Other reserves
Selisih Transaksi Perubahan Ekuitas Entitas Anak/Asosiasi Difference Due to Changes of Equity in Subsidiary/Associates
Komponen ekuitas lainnya Other components of equity
Saldo laba (akumulasi kerugian) Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya Appropriated retained earnings
Cadangan umum dan wajib 2,236,713 1,384,677 General and legal reserves
Cadangan khusus Specific reserves
Saldo laba yang belum ditentukan penggunaannya 16,674,732 12,327,446 Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk 38,739,121 33,505,610 Total equity attributable to equity owners of parent entity
Proforma ekuitas Proforma equity
Kepentingan non-pengendali Non-controlling interests
Jumlah ekuitas 38,739,121 33,505,610 Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas 353,624,124 305,727,438 Total liabilities, temporary syirkah funds and equity